I know it's been a while since I last talked about budgeting, but I'm back at it and wanted to talk a little more about the grocery budget. This is perhaps one of my most difficult "envelopes" to stick to. However, over the past few years I've learned a few tricks to staying within your budgeting goal.
>>plan your meals<< this is something I could definitely stand to do more of, but for now the little bit of planning that I do works. I will usually think about how many times that week I want to eat out and how many times I want to eat at home. From there, I try to decide specifically which days are going to be easiest for me to cook. The days were I know I'll have a lot going on, I just plan to eat out. You may also be able to plan your meals based on what's on sale that week.
>>make a list<< DUH! I can't tell you how many times I've gone to the grocery store without a list and ended up spending most of the month's budget in that one trip. Figure out what you need and what you want; the things you need are for sure purchases, the wants are only if you have room in the budget. Ex. a need for me is coffee, a want is orange juice. You'll want to make your list based on the meals that you've planned for the week.
>>look for a sale<< I'm not one who likes to drive all over town to try to find the best deal on cereal. By the time you find it on sale, you've saved $0.30 on the cereal and used $3.00 worth of gas... not worth it. I usually only shop at one store, occasionally going to a second if they have a lot of things on my list for sale.
>>coupons<< I'm not saying you have to become an extreme couponer. I'm Kroger shopper so I always make sure to go on their website to check for any online coupons I can load to my Kroger Plus card before leaving the house. If your Plus Card is registered with them then they'll also send you coupons monthly based on your previous purchases; which is really helpful.
Publix also has BOGO deals every week, and if a good amount of my need items are on their BOGO list then I make sure to stop by.
>>apps<< there are some apps out there that will almost do the couponing work for you. Checkout 51 is my favorite. They have a list of groceries each week that you can get discounts on and very few of them are brand specific. They also have coupons for things like avocados, and strawberries which you rarely have coupons. Once you've gone shopping, all you have to do is upload a picture of your receipt and they add the allotted amount to your account. Once you've reached $20, they send you a check. It's like coupons in reverse.
Ibotta is also another app I use. This one requires a little more time, but it works similarly to Checkout 51. On this app, you earn your rewards by taking a short question quiz or "learning something new" about that product. Again, once you get to $20 in savings, you receive a check.
I hope you'll find this helpful as you continue to strive to manage your money wisely!
How do you cut costs on your grocery bill?
twenty-something, daughter, sister, friend, follower of Christ, lover of all things media. welcome to the journey girl trying to find her place